fix(healthchat): refresh the account status whenever settings appears

The banner kept telling the user to complete a profile they had just
completed, and nothing was fetched until the screen was actually shown.

UnitTests/Sources/HealthChat/HealthChatAccountStatusLoaderTests.swift

@@ -60,10 +60,53 @@ final class HealthChatAccountStatusLoaderTests {
         #expect(await status() == .unknown)
     }
     
+    @Test
+    func fetchesNothingUntilAsked() throws {
+        apiService.ownProfileReturnValue = try .success(makeMember(isApproved: false))
+        
+        let loader = HealthChatAccountStatusLoader(apiService: apiService)
+        
+        #expect(loader.status == .unknown)
+        #expect(apiService.ownProfileCallsCount == 0)
+    }
+    
+    @Test
+    func loadingAgainReflectsTheNewServerState() async throws {
+        apiService.ownProfileReturnValue = try .success(makeMember(isApproved: true))
+        apiService.profileCompletenessReturnValue = try .success(makeCompleteness(isComplete: false,
+                                                                                  message: "Profil unvollständig"))
+        let loader = HealthChatAccountStatusLoader(apiService: apiService)
+        loader.load()
+        await loader.loadingTask?.value
+        #expect(loader.status == .incompleteProfile(message: "Profil unvollständig"))
+        
+        apiService.profileCompletenessReturnValue = try .success(makeCompleteness(isComplete: true, message: nil))
+        loader.load()
+        await loader.loadingTask?.value
+        
+        #expect(loader.status == .ok)
+    }
+    
+    @Test
+    func aFailedReloadKeepsTheLastKnownStatus() async throws {
+        apiService.ownProfileReturnValue = try .success(makeMember(isApproved: false))
+        let loader = HealthChatAccountStatusLoader(apiService: apiService)
+        loader.load()
+        await loader.loadingTask?.value
+        #expect(loader.status == .pendingApproval)
+        
+        apiService.ownProfileReturnValue = .failure(.networkFailure)
+        loader.load()
+        await loader.loadingTask?.value
+        
+        #expect(loader.status == .pendingApproval)
+    }
+    
     // MARK: - Helpers
     
     private func status() async -> HealthChatAccountStatus {
         let loader = HealthChatAccountStatusLoader(apiService: apiService)
+        loader.load()
         await loader.loadingTask?.value
         return loader.status
     }